4. Work on the budget
Now here’s where your creativity is needed. Say that your budget for your mom is PHP 3000, the next thing that you need to figure out is what you can buy with this amount, keeping in mind her interests and likes in mind.
3. Don’t forget yourself
Don’t forget to give something to yourself, too, after a year of hard work—you deserve it. The budgeting can be very tricky. I say this is the best time to spoil yourself of the thing you’ve been really eyeing to get.
2. Keep tabs on the super sales
Don’t forget to give something to yourself, too, after a year of hard work—you deserve it. The budgeting can be very tricky. I say this is the best time to spoil yourself of the thing you’ve been really eyeing to get.
1. Dealing with surprise purchases
Nothing really goes exactly as planned when there’s a tempting sale. This is where your contingency budget comes into play. What’s important for this Christmas season is that everything you spend on is within your overall budget, including your contingency. The last thing you’d want is regret after the New Year.
Got other tips in budgeting your money this Christmas? Share your tips below!
